The balance of power is shifting away from the financial institutions to the individuals. Consumers – both business based and private alike – take greater charge of their financial futures, make better use of the data they have at their fingertips and manage their personal data better.
Market share of major and even smaller financial institutions is eroding. New entrants are emerging from in and outside the financial sector and technology is democratized and made available to everyone. These evolutions result in new products, services and customer experiences.
The never-ending wave of regulatory reforms will continue to reshape the financial landscape. Institutions respond to ensure they remain ahead of the compliance curve at the lowest possible cost and without risking breaches and resulting fines.
Financial institutions are struggling to cover their cost of capital. That is why they need to find new ways to generate drive levels of performance. Today, ongoing transformational change and more prudent cost take out, whilst building new customer value creation opportunities to drive new top-line revenues is a must.
Research and Development that places meaningful outcomes, Co-creation Hubs to share a common focus on delivering new solutions and Epoch moments, Venture Build to design, test, build and scale ideas that can come from inside and outside, and Smart Money matches capital to ideas that we believe can grow exponentially.
B-Hive is a European collaborative innovation fintech platform that connects major banks, insurers and market infrastructure players. Together, we work on common innovation challenges and build bridges to the startup and scale-up community.
The Glue is a visionary solution architecture, available out-of-the box or as a service built for banks (encompassing fast data, in-memory grid computing, flexible and pre-defined APIs). They enable digital transformation, at high implementation speed whilst protecting investments into existing legacy technology stacks and platforms.
SmartFin is a European-based Private Equity and Venture Capital fund managed by an experienced team of financial industry experts and investment managers. They combine financial, operational and entrepreneurial experiences with supporting company portfolios in their short and long-term growth aspirations. In addition, Smartfin Capital invests into smart tech around the globe.
Providing Scale-ups a growth platform and squeeze time through easy access to funding, knowledge, talent and support with our network of Global VCs
& Investors and global partner network to provide access to new customers, new insights and new partnerships to boost business growth and expansion