::projective is a collective of industry leaders, innovation experts, change consultants and technologists with exceptional domain expertise and experience
Our vision is to enable our clients to build the next generation businesses to transform markets, and adapt new business models to have a positive and lasting impact on society at large
We facilitate the diversity of ideas required for true innovation and change to emerge
What we do
::projective is a business, technology and innovation consulting and change firm exclusively focused on the financial industry
We have created a unique ecosystem to bring cutting-edge ideas, solutions and services to our clients.
We drive change, inspire innovation, facilitate cost reduction, and enable new value creation across the financial services ecosystem(s). We are a true partner who can transform promising ideas into tangible and sustainable results.
The financial industry is undergoing a significant transformation. This is fueled by many challenging factors which require all industry participants to develop sustainable answers about their future and successful execution of change and innovation.
The balance of power is shifting away from the financial institutions to the individuals. Consumers – both business based and private alike – take greater charge of their financial futures, make better use of the data they have at their fingertips and manage their personal data better.
Market share of major and even smaller financial institutions is eroding. New entrants are emerging from in and outside the financial sector and technology is democratized and made available to everyone. These evolutions result in new products, services and customer experiences.
The never-ending wave of regulatory reforms will continue to reshape the financial landscape. Institutions respond to ensure they remain ahead of the compliance curve at the lowest possible cost and without risking breaches and resulting fines.
Financial institutions are struggling to cover their cost of capital. That is why they need to find new ways to generate drive levels of performance. Today, ongoing transformational change and more prudent cost take out, whilst building new customer value creation opportunities to drive new top-line revenues is a must.
Part of an ecosystem for change and innovation
Galileo, Newton, Maxwell, Einstein, Heisenberg were standing on the shoulder of its predecessor and building on each other’s ideas. This led to modern physics and ultimately to our capability to develop advanced technology, to fly to the moon, to understand our environment and most recently to enter the area of quantum computing. Building on each others ideas is in our DNA. It’s what drives us to design/build/curate innovation and making ideas become reality. With this belief and motivation we designed our ecosystem to connecting the dots of domain expertise, change experience, entrepreneurship and technology-led innovation.
We operate at the heart of a business and technology ecosystem that doesn’t just dream but delivers innovation and change, addressing the most important issues today to position our clients to best address the challenges of tomorrow
With access to a unique portfolio of leading-edge partners, the ::projective ecosystem goes far beyond traditional consulting. It doesn’t only drive and deliver lasting change and measurable value, but insightful innovation to overcome today’s industry challenges and transform tomorrow’s business performance. With the ability to access progressive, innovative skillets from our unique partner network, we will work as partners to design, prototype, implement and continually iterate the solution that is right for your business and for your clients.
Provides corporate innovation services focused relentlessly on impact, identifying the shortest route to real ROI. No hype. No nonsense. No dead ends
Research and Development that places meaningful outcomes, Co-creation Hubs to share a common focus on delivering new solutions and Epoch moments, Venture Build to design, test, build and scale ideas that can come from inside and outside, and Smart Money matches capital to ideas that we believe can grow exponentially.
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