The payments industry is on the brink of monumental change. Key drivers – digitalisation, regulation, and cyber security – are not only adding layers of complexity to the current landscape but also intensifying uncertainty about what lies ahead. In our latest whitepaper, we explore the prevailing trends within the payments sector and outline five potential scenarios for the future of payments.
While cash is slowly but surely losing its dominant position, innovations such as the digital Euro, embedded finance solutions, and European initiatives like Wero have the potential to fundamentally reshape the market. These developments challenge the established business models of payment providers. Yet, they also open up opportunities for those who engage proactively with these changes.
While cash is slowly but surely losing its dominant position, innovations have the potential to fundamentally reshape the market.
Moreover, a comprehensive new regulatory package is set to impact every player in the financial system over the next two years. Regulations such as PSD3/PSR and DORA are poised to revolutionise the way payments and banking services operate. Additionally, there is ongoing debate about FIDA – whether it will come into force and, if so, what form it might take.
Adapting to the new requirements and reporting obligations may be exhausting – but even here lie tremendous opportunities. Data will become significantly more accessible to all actors, and when combined with the broader adoption of AI. Customers will soon benefit from highly personalised and precise financial offerings like never before. While it is by no means certain that all these changes will occur exactly as anticipated, now is the perfect time to prepare for a multiple future scenarios.
Our whitepaper (available for download below) aims to provide clarity on the direction of the payments industry. And offers guidance on how companies can best position themselves amid these upcoming changes. Which trends will prevail? Is there even one single driver that will ultimately dominate? We answer these questions by presenting a series of plausible scenarios for the payments world of tomorrow.
This whitepaper aims to provide clarity on the direction of the payments industry and offers guidance on how companies can best position themselves amid these upcoming changes.
Discover in our exclusive workshop ‘NextGen Payments: Revolution or Evolution by 2030?’ how the future drivers of digitalisation, cyber security and regulation will affect your business models – and how you can make your company future-proof. Let’s start a dialogue together. We will be happy to answer any questions you may have.
Établi en 2006, Projective Group est un spécialiste du changement dans le secteur des services financiers.
Nous sommes reconnus dans l'industrie comme un fournisseur de solutions complètes, en partenariat avec des clients des services financiers pour fournir des solutions qui sont à la fois holistiques et pragmatiques. Nous avons évolué pour devenir un partenaire de confiance pour les entreprises qui veulent prospérer dans un paysage des services financiers en constante évolution.
