Why banks should prioritise the migration of exceptions & investigations flows to CBPR+ now
As the payments industry advances along the ISO 20022 roadmap, one area stands out for its complexity and strategic importance: the migration of Exception and Investigation (E&I).
The migration is not only about format, going from free-format MTs to structured camt.110s and camt.111s, but also about moving from a bilateral, serial and inefficient setup to a centralised, orchestrated and optimised way of working. Through standardisation, better categorisation and more efficient investigation handling, banks can achieve significant operational gains.
(Source: Swift)
Is your financial institution ready to receive E&I in ISO 20022 (camt.110) by 2026 and fully exchange camt. 110 and camt.111 by November 2027?
Read more about how the global migration to ISO 20022 marks the start of a new phase for banks here.


Projective Group has played a key role in implementing and overseeing the CBPR+ migration and is actively involved in this E&I transition. We support banks in creating and implementing a customised change strategy that leverages the benefits of ISO 20022 by integrating our Payments, Transformation, and Data expertise to provide hands-on support.
Our credentials
Leveraging our payments expertise, operational excellence, and data capabilities to support your transformation, we offer a modular approach tailored to each bank’s specific needs.
