CBPR+ Exceptions & Investigations
Warum Banken die Umstellung der Abläufe für Exceptions & Investigations auf CBPR+ jetzt vorrangig behandeln sollten
Migration zu ISO 20022, E&I-Bereitschaft, CBPR+ compliance
Während die Payments-Branche auf der ISO 20022-Roadmap voranschreitet, sticht ein Bereich durch seine Komplexität und strategische Bedeutung hervor: die Migration von Exceptions & Investigations (E&I).
Bei der Umstellung geht es nicht nur um das Format – also den Wechsel von frei formatierten MTs zu strukturierten camt.110- und camt.111-Dateien –, sondern auch um den Übergang von einer bilateralen, seriellen und ineffizienten Struktur hin zu einer zentralisierten, koordinierten und optimierten Arbeitsweise. Durch Standardisierung, eine bessere Kategorisierung und eine effizientere Bearbeitung von Prüfungen können Banken erhebliche operative Vorteile erzielen.
Challenges
- IT & Operations transformation from free-format bilateral exchanges to a structured, centrally orchestrated setup
- Hard deadlines in 2026 and 2027, while it took 7 years for payments to migrate
- Translation-based solutions are impossible.
Opportunities
- Industry-wide profit impact of $600M USD of more efficient exceptions & investigations processes
- 80% time savings for cross-border non-complex investigations
- ~1/3 of corporates favouring ISO 20022-based banks
(Source: Swift)
CBPR+ ISO20022 roadmap
Is your financial institution ready to receive E&I in ISO 20022 (camt.110) by 2026 and fully exchange camt. 110 and camt.111 by November 2027?
Read more about how the global migration to ISO 20022 marks the start of a new phase for banks here.
Why banks choose Projective Group
Projective Group has played a key role in implementing and overseeing the CBPR+ migration and is actively involved in this E&I transition. We support banks in creating and implementing a customised change strategy that leverages the benefits of ISO 20022 by integrating our Payments, Transformation, and Data expertise to provide hands-on support.
Our credentials
- Projective Groupis in the driving seat for the Case Management product adoption at Swift.
- We manage CBPR+ and ISO 20022 migrations, including E&I, for Tier 1 European banks, ensuring full compliance and seamless implementation.
- With a strong track record in complex programme delivery and change management, we turn critical industry challenges into sustainable results.
- More than 1.000 Financial Services specialists across Europe
Unser Ansatz
Leveraging our payments expertise, operational excellence, and data capabilities to support your transformation, we offer a modular approach tailored to each bank’s specific needs.
