Payments
The e-commerce credit shift: How payment flows are reshaping merchant strategies
In the fast-evolving world of online commerce, how customers pay has become just as critical to a merchant’s success as what they buy. For years, credit cards dominated digital checkout, offering speed, consumer protection, and widespread acceptance. The landscape is diversifying, with short‑term instalment credit (BNPL) now significant, yet increasingly treated by European regulators as […]